Today, in most banks there is a crazy amount of credit programs for citizens of the Russian Federation. However, everyone wants to get a loan as quickly as possible and preferably in cash. Nevertheless, you can get a cash loan in Ufa from the age of 18 or get money instantly in far from every bank. Consider the most popular organizations.
Home loan
Speaking about cash loans in banks of Ufa, you should pay attention to this organization, where you can get a special loan at a rate of 14.9% per annum. In this case, potential customers can rely on cash in the amount of up to 500 thousand rubles, which must be paid within 60 months.
In order to get a cash loan in Ufa with a low interest, there is no need to provide a certificate confirming income. However, the final overpayment depends on the total amount of debt.
If the client draws up a loan with a minimum limit of 30 thousand rubles, then the maximum possible interest rate will be 26.6%. Also, it all depends on the loan term.
If we talk about the basic requirements, they relate to the age of the borrowers. People aged 22 to 64 years registered in the Russian Federation can also count on loans.
If we talk about the advantages of this organization, then you should pay attention to the speed of processing applications. As a rule, consideration takes no more than 15 minutes. At the same time, the client can fill out an online application for a cash loan in Ufa. At the same time, the borrower independently determines the date when he will make payments on a monthly basis.
"Renaissance"
An offer from this bank is called “For Urgent Purpose”. According to him, a client of a financial institution can receive a cash loan from a bank in Ufa in the amount of up to 100 thousand rubles with an overpayment of 19.9%. The debt repayment period is 60 months. However, there is no need to provide additional income statements.
Among the advantages of this bank, it is worth highlighting a very quick examination of the application, as a rule, decisions are made within 10 minutes after filling out a special form. It is not necessary to visit a bank branch in person. It is enough to fill out an online application for a cash loan in Ufa.
Also, the bank does not charge an additional fee for early repayment of the loan. Another plus is that the loan can be obtained in the form of cash at a bank branch or by transferring to a card. KK are distinguished by free service and the ability to withdraw funds at any ATM without additional commission. If we talk about the shortcomings of this proposal, then it is worth paying attention to the rather impressive fines that are accrued for late loans.
"Oriental"
In this bank there are a large number of different programs for lending to the population. The most popular of these is the Seasonal loan. Overpayment is 15%, and the maximum loan amount is 50 thousand rubles.
At the same time, the client can pay off the debt within 36 months. Also, it is not necessary to provide additional documents or attract guarantors. The only thing worth paying attention to is the age of the borrowers. According to the requirements of the bank, people aged 26 to 76 can apply for a loan.
Those who are looking for where to get a cash loan in Ufa are advised to pay attention to this organization. If we talk about the advantages of this bank, it is worth highlighting a very fast data processing and the ability to fill out an online application. In addition, the client does not have to take out insurance; the interest rate on loans will not change.
The bank also provides a special service called “Credit Vacations”. This means that within 1-3 months the client may not have to make any payments at all.
The only drawback that borrowers drew attention to is that the money is issued exclusively on a bank card, the maintenance of which costs 1.5 thousand per year.
Ural Bank
This is another organization for those who are looking for where to get a cash loan in Ufa. In this bank you can get a loan of up to 300 thousand rubles. At an interest rate of 22.5%, the client has the right to pay off his debt within 84 months. There is no need to confirm your income or involve guarantors in signing documents.
If we talk about the requirements for customers, then their age should be from 21 years to 75 years. One of the main advantages of this bank is the very fast processing of documents, as well as the possibility of submitting online.
Of the minuses, borrowers set aside a rather high interest rate if cash is withdrawn from a credit card. Although insurance is not required, this does not apply to borrowers who are over 60 years old.
"Alfa Bank"
He is heard by everyone. Cash loan at Alfa-Bank of Ufa has very favorable conditions. In order to get a loan called “Cash” it is enough to provide a passport and a certificate confirming the borrower's income. In this case, the interest rate on the overpayment will be 11.99%.
At the same time, customers can expect a maximum loan amount of 1.5 million rubles. The period during which it is necessary to pay off the debt is from 12 to 36 months. Applications are considered no more than 1 business day. However, in order to obtain such favorable credit conditions, it is necessary to provide a certificate stating that the borrower receives at least 10 thousand rubles every month at work. Moreover, this value does not change depending on the region in which the client lives.
In case of early repayment of the loan in cash at Alfa-Bank of Ufa, no additional fees are charged. Also, you do not need to make additional payments when directly executing the contract.
If we talk about the opinions of customers, many noted that instead of 1 working day, the application is often considered up to 1 week. However, credit conditions are much more profitable than in other banks.
OTP Bank
Considering the question of where to get a cash loan in Ufa, it is worth paying attention to this financial representative office, in which the "Consumer" program operates. The annual overpayment on debt is 14.9% with a maximum loan amount of 200 thousand rubles.
The client is given up to 60 months to pay off the debt. In this case, loans can be obtained by people aged 21 to 65 years without providing additional certificates and guarantees. Among the main advantages, it is worth highlighting the possibility of quick consideration of applications.
In addition, the client is not required to take out life and health insurance, this will not affect the interest rate. However, it should be borne in mind that in the process of signing the contract it will not indicate the maximum possible overpayment on the loan, which worries many customers.
"VTB 24"
Considering where to get a cash loan in Ufa, you can not say about this bank. This large financial institution also has such a program.
Overpayment on debt is 12.9%, and the maximum possible loan amount reaches 3 million rubles. The client must repay the debt within 60 months. In order to receive money, you must confirm your salary. Applications are considered within 1-2 days.
The main advantage is that for customers with a good credit history, the bank is ready to reduce the interest rate by 1%. If a person does not have the opportunity to confirm his income, then without an appropriate certificate he can get a loan of up to 500 thousand rubles. Such a loan is available not only to individuals, but also to novice businessmen who have issued an IP.
Sberbank
This financial institution is considered the most reliable of all. In Sberbank of Ufa, a cash loan can be issued at an interest rate of 14.9%. The amount of cash available to borrowers is up to 3 million rubles. At the same time, it is necessary to pay off the debt within 60 months.
In order to get a cash loan from Sberbank of Ufa, you must provide a proof of income and permanent registration in any city in the country. Applications are considered up to 3 days. If we talk about the age limit, then loans are available to citizens aged 18 to 75 years.