Many people prefer to use electronic money to pay for purchases and services on the Internet. There are several electronic wallets in which you can store, accumulate funds and through them make payments and purchases. Qiwi is one of such popular and widely available payment systems. There are several options for replenishing such a wallet. The user can choose which one is more convenient for him to use: transfer money from the phone to Qiwi Wallet, pay with a bank card or deposit cash through the appropriate terminals. This article will discuss one of these methods.
How to transfer from phone to Qiwi?
There are two options for the transfer of funds in this way:
- make a transfer through the service of the mobile operator to which the number belongs, from the account of which it is planned to issue a transfer;
- use the Kiwi website web service.
The principle of using each of these options is not much different from each other: in both cases, money from the balance of the mobile phone will be directed to the Qiwi virtual account on the same financial conditions. The commission is withheld in any case equivalent. The only difference is the limit on the amount of transfer. This will be described later.
The order of the transfer through the services of mobile operators
Popular telecom operators have services for making payments from a mobile phone account. As an example: the “Easy Payment” service from MTS allows you to pay for a whole range of different services - utilities, Internet, telephony, etc. Electronic wallets are also included in the list of possible recipients of funds from the balance. How to transfer from phone to Qiwi? So, we will consider making a payment through the aforementioned service from MTS. Going to the page of the payment service (you can do this through a search engine or from the official website of the mobile company), you must select the "Electronic money" section, enter the number whose account will be used in the form, indicate the transfer amount - please note that financial conditions are also present here , they can be found in the process of listing. Next, you need to log in to your personal account before transferring money from your phone to Qiwi, and then specify the details of the wallet to which the money will be transferred. The user will be notified of the successful operation through the corresponding letter on the site, as well as through a text message.
How to transfer from your phone to Qiwi wallet through Qiwi website
The procedure that should be performed through the service of the company providing this wallet is not much different from the one presented above. You can transfer money from your phone to Qiwi only if you have a valid wallet. If the user does not have one, then it is necessary to register it - the creation operation will take literally several minutes. In the payment execution form (available when you click the "Replenish" button), you should indicate the operator to which the number belongs, enter the amount, having previously familiarized yourself with the financial conditions. At the next stage, the user will have to verify the correctness of the previously indicated data and initiate the transfer.
Financial conditions for making transfers
How to transfer money from a phone to Qiwi has been discussed earlier. I would also like to note that the transfer is carried out with a commission, which is charged by each party - the operator and the company serving this wallet. Whichever version of the transfer is used by the client, you will have to pay the same amount.
- For the Tele2 operator, the commission is 9.9%.
- A similar indicator is valid for MTS subscribers' accounts.
- Beeline has a lower commission - 8.95% of the payment amount.
- Megafon customers can make transfers at 8.5%.
A fee is also charged by the operator, which can be clarified during the transfer.
Earlier it was mentioned about restrictions that vary when transferring from the operator’s website and the Qiwi payment service. In the first case, a transfer of up to 5,000 rubles is allowed for one transfer. (no more than 5 operations per day), in the second, the amount of payment cannot be more than 1,000 rubles. (at the same time, you can transfer a minimum of 10 rubles).
In this article, we examined the question of how to transfer from a phone to Qiwi.