Every third inhabitant of our planet uses electronic money today. After all, they facilitate the shopping process in online stores and even serve as payment for remote workers. In this article you will learn about the electronic payment system "WebMoney" and how to replenish your wallet through the terminal.
What is WebMoney?
A payment system that allows you to transfer money via the Internet is called "WebMoney". It was created in 1998 to facilitate cash transactions. The popularity of the system began to rapidly gain momentum. Therefore, today almost every network user has his own personal wallet for paying bills, purchases and paying off loans. Moreover, many freelancers receive wages in electronic currency.
But how to open your personal account and replenish WebMoney wallet through the terminal? First things first.
How to open a WebMoney account?
To register in the electronic payment system, you will need access to the Internet, a mobile phone and a scan of the passport of a citizen of the Russian Federation. On the official website of "WebMoney" you need to fill out a simple form, indicating personal data. Then an SMS message with an account verification code will be sent to the mobile phone number. Subsequently, each payment will be confirmed in the same way.
However, the registration procedure is not enough to answer the question of how to replenish WebMoney through the terminal. User identification is required, which is very easy to get through. Just upload a passport scan to your account and wait for administrator approval. Only after that all the capabilities of the system become available, as the account will be assigned a formal certificate. If the user does not have this status, then only internal payments are possible. Therefore, replenishment of the account without identification can be considered meaningless.
How to replenish WebMoney through the terminal?
So, you have registered in the electronic payment system. But immediately the question arises of how to fund WebMoney account through the terminal. After all, it will take money to make a purchase.
Today, every major metropolis and even a small provincial city has special terminals. With their help, people often replenish their mobile phone accounts and pay utility bills. However, not everyone knows that through such terminals you can transfer money to the WebMoney account.
To do this, just select the "Electronic money" section in the terminal settings. Then you need to find the button that says "WebMoney". The terminal will offer to enter either the WMR purse number or WMID (login to enter the payment system) and the mobile phone number to which the personal account is linked. After entering the data, you can make any amount from 100 to 5000 rubles. The limit of the deposited money will depend on the certificate in the system. As a rule, a formal certificate assumes no more than 15 thousand rubles a day. While personal is able to process 100 thousand rubles. But to obtain the latter, a lengthy registration procedure will be required at the WebMoney office.
Remember that terminals do not accept iron coins. Therefore, take care of the availability of notes. In addition, you need to consider the commission of the owner of the terminal, which can reach 3%. The deposited money must come to the WMR wallet within 24 hours. If this does not happen, then you should contact the WebMoney technical support service.
What to do if the terminal does not issue a check?
Unfortunately, not all terminals in our country are serviced in accordance with the legislation of the Russian Federation. And often they do not print a check, which is a confirmation of the payment. However, after making the money, the electronic version of the receipt with data about the payer is displayed on the screen. In order to be able to prove the fact of making money in the future, you need to take a photo of the terminal screen. A snapshot will serve as proof in the event that the money has not been received to your account after the stated time.
Other ways to replenish WebMoney
A big advantage of an electronic payment system is the convenience of depositing funds in various ways. Therefore, before asking yourself a question about how to replenish WebMoney through a terminal, study all other possibilities:
- transfer from a bank card or account;
- transfer from another payment system (Qiwi, PayPal);
- depositing funds through WebMoney service.
Each of the above methods has its own interest rate (from 1 to 5%). Therefore, it is important to find the one that is right for you. As a rule, transfers from bank accounts and other payment systems are carried out within an hour. Therefore, most users prefer these methods. While the question of how to replenish WebMoney through the terminal is relevant only for emergency cases. According to statistics, the least number of users use this method.
Payment "WebMoney" through the terminal
Most online stores accept payment in the form of electronic currency. Therefore, in this case, the issue of how to pay WebMoney through the terminal will be relevant. It should be noted that this action will not be different from depositing funds into your personal wallet. Indeed, in the first and in the second cases, a password or any identification number is not required . Just know the seller’s WMR wallet. At the same time, do not forget to print the check, which any terminal is required to issue, regardless of whether it is located in a large shopping center or roadside store. Otherwise, it will be difficult to prove the fact of depositing money into the account.