Currently, a large number of financial institutions provide their services to legal entities and individuals. Among them, Otkritie Bank should be noted, reviews of which recommend it as reliable and safe. This institution began its work in the early 90s of the last century, and initially it had a different name. Now the organization is part of a large financial corporation and provides a variety of services to the public, as well as legal entities.
Otkritie Bank OJSC was created after the merger of several large institutions working in this area. Clients of the organization are over one and a half thousand people. About three hundred branches of the bank are located in a hundred cities of the country. Corporate customer service is offered with various benefits.
Otkritie Bank reviews are mostly positive. They note both the kind and attentive attitude of the staff towards customers, and the speed of service. Low interest and flexible conditions for taking a loan are the advantages of the organization over its competitors.
For those who contacted Otkritie Bank, reviews recommend using the program, which is offered here together with some car dealerships. Thanks to it, consumers have the opportunity to purchase a new vehicle on credit for up to 8 years with a minimum interest rate. And for cars of the Nexia and Matiz brands, installments are available for a duration of one year to eight years.
Otkritie Bank (Moscow) offers other types of loans for consumer purposes. Among them, it is worth noting the program "For their". It is valid for those clients who during the previous year were already borrowers of the institution. Once a year, the deferred payment service may be provided. It consists in the fact that at the request of the client, payment of the amount that must be paid monthly can be skipped without consequences for the credit history. In addition, “For its own” offers an interest rate of not more than 20% per year (its size can fluctuate downwards - depending on the amount of the loan and the period for which it is taken).
Those who decide on consumer lending in this organization are offered many different programs. So, the Otkrytie loan offers individuals to purchase the necessary goods in the partner stores of an institution for up to two hundred thousand rubles. The loan repayment period ranges from six months to two years.
Otkritie Bank reviews are recommended as a financial institution, in which responsive and attentive employees work, ready to explain the terms of the transaction and help to choose the program suitable for the client. For legal entities, there are opportunities to use leasing services, salary projects, collection services, etc. Customer service (both corporate and private) can be carried out through online banking. The institution offers individuals the rental of safe boxes, investing in mutual funds or on deposit, and much more.