Plastic cards today have become a mandatory attribute in the pocket of every modern person and are, in fact, the second wallet. Someone has several of them (both credit and debit), someone manages one. In any case, this tool for calculating and storing cash is very convenient and has many advantages over cash. If your main financial operations are cash withdrawals and payments for any purchases, bills in cafes, etc., then Maestro, the entry-level card of the Master Card payment system, will be the best solution. This is one of the most affordable and inexpensive to maintain (and sometimes free) types of plastic. Moreover, the functionality of the card is quite sufficient for its comfortable use.
Registration of the Maestro card is possible from the age of 14. This is convenient, for example, for allocating pocket money to children. You put a certain amount, which you consider necessary, on the account of your child, and he removes them if necessary (or pays in a movie, cafe, shop). Thus, financial literacy gradually develops, and a growing person learns to use money and other means of payment.
Often Maestro cards are used by organizations as salaries. Their maintenance is cheaper than the Standart categories, for example, and the functionality is almost the same:
- cash withdrawal from ATMs (including in other countries of the world);
- card payment of bills in a store, restaurant, etc .;
- Settlements and payments on the Internet;
- the possibility of issuing additional cards to the same account;
- use of additional services of the bank (SMS informing, Internet banking, etc.).
Payment with Maestro card is possible only after passing the authorization procedure, which guarantees the safety of your money and its protection from access to the scam account. In addition, it can be equipped with a chip (additional "insurance") or only with a magnetic strip. It happens as embossed (which is more important), and not.
Worldwide, Maestro cards, like Electron Visa payment systems, are the most common universal means of payment and settlement. They are optimal in terms of price / package of services provided and are easy to use. At the same time, the reliability level of these cards is no worse than the plastic of other categories.
Often, Maestro cards are offered as gift cards when applying for a consumer loan in a store, for example. They can be used to carry out any actions, allowing holders to accumulate bonuses for completed transactions and gain opportunities by exchanging points for purchases, services, tickets, etc. In addition, this particular category of plastic cards is usually issued to students, graduate students for scholarships, and pensioners and beneficiaries to transfer pensions and social benefits.
Maestro cards, like all others, can be opened in rubles, dollars or euros for more convenient and profitable use not only in our country, but also abroad. Despite the fact that this plastic is the most affordable and cheapest, in terms of functionality and level of protection, it does not remain a loser, as it offers the bank's customers the best combination of wide opportunities in financial transactions and a reasonable service price.