In addition to debit and credit cards, many financial institutions issue transport, which all customers can issue. Their owners get the opportunity of cashless payment for travel on public transport, which is much more convenient. Compared to classic travel cards, cards have more features. It is important for owners to know how to replenish a transport card.
What it is?
The product is not a simple bank pass. A transport card serves as a convenient payment for transport services. Moreover, it can be debit and credit. It can be used in any transport where there are terminals or contactless reading systems.
To pay for the fare, the card must be presented to the conductor of transport. He has a special terminal that takes payment. In the subway, just attach the plastic to the turnstile. The owners of such products have an advantage: no need to worry about the safety of funds that are on the card account, as well as for personal information. How to replenish the transport card, you need to find out when concluding the contract.
Benefits
The product is convenient for travel due to the following advantages:
- the number of trips is unlimited;
- All family members can use the card to pay for travel;
- a fee is charged after a month.
You will need to pay for the fare at the subway tariffs. The amount is debited automatically, you only need to monitor its balance. How to recharge a transport card is usually prescribed in the contract. Some organizations have an SMS alert service. Thanks to it, the passenger will always know about the number of trips for which a fee is charged. Annual maintenance costs about 300-450 rubles.
Where is the card issued?
Although plastic is very convenient, it has not become common. You can check out the product at SMP Bank, Moscow Industrial Bank, Moscow Credit Bank, Bank of Moscow. They will also tell you how to replenish a transport card.
The procedure for registration is similar to the statement of a regular card. You must select the issuer and the type of plastic - credit or payment. When concluding an agreement, you need to familiarize yourself with all the information and, if necessary, clarify all the nuances.
Replenishment at Sberbank
Thanks to contactless cards, you don’t have to wait in line for purchasing travel documents. Where to recharge a transport card? This can be done using electronic wallets, terminals, ATMs, mail, Sberbank. Each type of replenishment has its pros and cons.
How to recharge a transport card in Sberbank? To do this, use a self-service device. Both cash and non-cash are accepted. The procedure involves the following sequence of actions:
- find the section "receiving payments", and then the "transport card";
- perform card identification by attaching it to the device;
- deposit money by choosing a payment method;
- confirm the procedure, pick up the check.
Sberbank does not charge a commission for this service, which is another important advantage. There is a more convenient method of repayment - online, which is carried out through a personal account on the official website. In this case, the operation is performed in a similar way, only all this can be done at home.
The card must be handled carefully, so you should not break it, bend it. Plastic should not be at very high or low temperatures. It must not be stored with shielding materials, as they will limit the interaction of the product with the terminal. Use the card for its intended purpose, i.e., to pay for travel.