Are you an individual entrepreneur? Relate to this area of activity not so long ago? And therefore, do not know some of the basics of conducting IP? Want to know what insurance premiums you have to pay for an entrepreneur? Then do not rush to close this page, because here you will find a lot of useful information on these issues.
Individual entrepreneurs must pay insurance premiums annually.
The Pension Fund, on the other
hand , sets the value of these payments, which begin to count from the moment the status of individual entrepreneurs appears until the date of termination of its activities. It is worth noting that registration with the FIU is mandatory for every person conducting business, and is carried out within five days after the data are submitted to the tax service.
In order to register with the fund, an entrepreneur does not need to write a statement to the FIU and provide any copies of documents, since it occurs automatically on the basis of the EGRIP statement. This is necessary only for those who belong to private lawyers, detectives, notaries and other persons who voluntarily pay contributions to the Pension Fund.
Another important factor is that any individual entrepreneur can be registered in the FIU several times, namely:
- if IP is willing to pay the entrepreneur's insurance premiums (monthly payment) above the established one;
- in the event that an individual entrepreneur concludes civil and labor contracts with persons;
- if the entrepreneur wants to become an insurer (in this case, the entrepreneur will pay contributions for himself - a fixed payment).
In the event that an individual entrepreneur decides to hire workers to carry out activities, he will have to re-register with the tax authority. To do this, you will need to collect a package of documents and their copies.
Calculation and payment of insurance premiums
How to calculate the insurance premiums of an entrepreneur? Here, everything is quite simple, because they are equal to the minimum wage (minimum wage) at the beginning of the year. You can also find out the amount of contributions by contacting the Pension Fund and receiving a receipt from this organization in which the annual amount of required payments will be taken into account at a time.
As for payments such as IP contributions to the FIU, they are made before the end of the year. They can be deposited either at Sberbank or through payment terminals, where both non-cash (using a card) and cash payment are used. The amount will be deemed received after it has been credited to the Pension Fund account.
Entrepreneurs who register after January 1 pay only the amount that will be charged from the month the activity begins. If a person decides to leave the status of individual entrepreneurs, then the size of the insurance premium will be equal to the total number of days of doing business.
Thus, the entrepreneur's insurance premiums, unlike taxes, meet the signs of repayment. After they enter the budget of the Pension Fund, they are personified for each insured person and recorded on an individual personal account that is open for each individual in the Pension Fund.