If you open our wallet, inside you can find many interesting things: money, a trifle, photos of loved ones, small leaflets with phone numbers or notes, several bank cards.
Why is modern man so attached to plastic? Using cards allows you to:
- get rid of banknotes in a purse, which reduces the risk of being left without money if theft has occurred;
- at any time and in any place to receive the required amount in cash within the card balance;
- pay for mobile services, utility bills, without leaving home;
- repay loans of other banks online;
- pay for purchases in stores or on the Internet.
But if for some operations it is enough to stretch a card and dial a PIN code, then to transfer money from a card to a mobile phone, you need to use the Internet bank. Sberbank has a service called Sberbank Online. And to access it, an identifier is required. We will deal with him as part of the article.
What is user id
Identifier - a pair of data consisting of a username and password to access the Internet banking service. Moreover, the login consists of a set of numbers and is assigned by the bank to each client.
The password is generated in two ways: independently by the user or generated by the bank.
Why do I need a user ID
With the help of it, you are logged into the Sberbank Internet Bank. It is necessary both for the mobile version of the application, which is installed on a smartphone or tablet, and for the online version, which can be used from a stationary PC or laptop.
In your personal account you can manage deposits, open new deposit accounts, set up the Piggy bank service, pay for mobile services, pay off debts for utility bills and loans, transfer money to electronic payment systems and much more.
How to get login and password
There are 3 possible answers to the question of where to get the user ID.
The first and easiest is to use the services of an ATM. The procedure for manipulation is accessible and understandable to everyone:
- put a bank card in the card reader;
- enter the PIN code, which is indicated in the envelope issued with the card;
- in the proposed menu we are looking for the item "Connecting Sberbank Online";
- on the new page, select the "Get username and password" service.
The ATM will issue a printed receipt where the user ID and password will be indicated.
The second way is through contacting the bank hotline. From a mobile phone, you need to call 8-800-555-55-50, tell your own name and surname, passport details, card number and code word. After checking the provided information, the call center operator will inform you of the identifier code and tell you the best option for generating a password.
The third method is to send a short message to 900. To do this, type in the text “PASSWORD” on the telephone keypad, where “oooh” is the last 4 digits of the card number. In the received message, the password and operator number will be sent, where you can get information by login. A similar manipulation can be performed when the Mobile Sberbank service is activated. Most often, it is activated during the execution of a banking agreement.
Access activation
The procedure involves registration in the Sberbank Online service for further remote management of your accounts, cards and cash.
To do this, just follow the following sequence of actions:
- Open the official page of the online banking.
- Click on the "Register" button.
- Enter the number of the used card in the corresponding field, the system will send a short message with a password to enter. The number associated with the card through the Mobile Sberbank service is used.
- Enter the received password in the code entry field.
- To come up with a new password, which includes 8 characters, which will be used on an ongoing basis for subsequent login. For security reasons, it is better to compose a password from a combination of capital, small letters and numbers.
The procedure for connecting to the Internet bank using a mobile application that is installed on a smartphone or tablet looks similar. Developers offer versions for both Android devices and iOS.
How to change id and password
Login data can be changed through the personal account of the Sberbank Online service. To do this, log in and find the "Settings" section.
In the menu, select the "Security" item, where the user will be offered the opportunity to change the user ID and password for logging in.
Confirmation and activation of a new login-password pair occurs after entering the code sent to the client’s attached mobile number.
Related risks and how to avoid them
Losing the card, identifier, password or phone to which the system sends transaction data and one-time passwords can cause many unpleasant minutes, worries and financial losses. To exclude such situations, we advise you to remember a few rules:
- Do not keep all bank cards together.
- Get some Sberbank cards so that in case of loss you can quickly transfer funds to another card.
- A check from an ATM with an identifier and password in your wallet is a direct way to lose money.
- You can not remember the username and password - come up with your own encoding system. For example, rewrite the data and insert a random digit with the fourth character. When you enter data yourself, mentally remove this symbol and get the necessary data to enter.
- If you lose the bag where the wallet with cards was stored, the identifier and the mobile phone, first of all, block the card through a call to the operator. Also inform him about the loss of login to enter the Internet bank. Secondly, contact the technical support of your mobile operator and request to suspend room service.
These simple rules will allow you to get out of the situation with minimal damage and save money in your accounts.
I would like to believe that today we were able to tell not only what the Sberbank user ID is, but also to convey the importance of preserving it and restricting access to data for third parties.